Wells fargo active cash card reddit

Questions about Wells Fargo Active Cash. I currently have a discover it card with a 1000 dollar line of credit. I want a larger line of credit, so I applied for the wells fargo active cash card. I have a 702 credit score, but only 6 months of credit history. How long should I wait until I have enough credit history to get that card?

Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700 The Wells Fargo Active Cash card offers an introductory APR: 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% ...The active cash also has a $200 SUB. Personally, I hate the idea of mobile device vendor lock in for a credit card. Similar with phone company lock in (Verizon card). The Active Cash has a nice and easy SUB, $200 for spending $500, a 40% return (before adding in the standard 2%). The only issue I'd have with it is the 3% FTF.

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Fidelity 2% Card No Longer Has Foreign Transaction Fees. 180. 59. r/CreditCards • 14 days ago. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! Interactive widgets, live activities, & more.Citi Double Cash vs WF Active Cash . I'm looking at getting 1 of these 2 options, mainly to pay wedding vendors. ... Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. You'll find great stories as well as horror stories on both lenders though, as is the case with every bank on ...A new link has been added to the Useful Links section of the sub sidebar: List of Best Cashback Cards by Category. All credit for the work done on this page goes to u/AceContinuum, who approached the mods with the idea and took the initiative to build it and add what is clearly an extensive amount of info.Referencing this page, anyone will be able to view the top options for no annual fee cash ...

Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700 I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K.Only missing 4% because wf cards are 1% cb but yes this is something to consider if you have the US Bank card. I think the trade off is worth it. If you have 4 phones on your plane your bill will be about $250. So you are looking at paying about $10 a month for insurance on all of them. 2.Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ...

From secured card to unsecured card, yes. I mean I would be happy that Wells Fargo upgraded my useless card to a 2% card. There are so many better sign up bonuses than spend $1k for $200. The WF college card if I recall had a time limit and after that time period is over they change your card to something else.I told them to get the other card since the active cash has a $25 minimum in order to redeem your cash back towards your statement balance. Shortly thereafter, someone said that Wells Fargo is dropping this $25 minimum in March and even provided a link. I checked the link and it looked legit, but since then, the user has deleted their post and ...Your credit score impacts your ability to get car loans, secure a mortgage and more. Keep reading to learn about the various ways to check your credit. Your credit score is based on a number of factors. These factors all make up a percentag... ….

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Wells Fargo Active Cash Pending Status. Applied for the Active Cash card this morning and didn't get approved, but didn't get denied either. "We need to verify a few pieces of information before we can give you a credit decision." This is the first time applying for a Wells Fargo card. Prior to this I've had no relationship with the bank.Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ...

I have both, and in terms of looks, WF Active Cash looks better in person because it has red trim on the edges & the Visa logo is shiny while the FNBO Evergreen is basically a single piece of colored plastic with a JPG stamped onto it similar to the Target REDcard and PayPal debit card. The brushed metal effect is pretty cheap similar to the ...Wells Fargo's best cash back current offering is the Wells Fargo Active Cash® Card. This card requires a credit score of 700, at a minimum. That means applicants will need good credit or better for approval. In addition, Wells Fargo looks at applicants' housing status, monthly housing payment, and employment status. ...The Active Cash is a run-of-the-mill 2% card. It has a 3% FTF and redemptions in $25 increments. There are 2% cards with a 1% or 0% FTF and no minimum redemption ( or minimum redemptions much more flexible than increments of $25 ). So the Autograph and Active Cash are different cards for different purposes, but if I had to say which one was ...

explorer st forum Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.- Wells Fargo Active Cash (Applied online, they will accept ITIN, but be prepare to send documents to finalize application such as ITIN CP565 letter, Visa/passport) - Wells Fargo Autograph (Applied online, same process as the one above) - Chase Freedom Student Card (Applied online, needed to call for verification, ITIN friendly) ucf registrars officelexi in cursive Wells Fargo requiring income verification for credit card. I applied for the active cash card yesterday and they're now asking for W2s for the last two years to be faxed to them (which I had to call to even figure that out). The problem is I didn't file a return in 2021 so no W2 since I was in college, and for 2022 I only worked for 6 mo of the ...Wells Fargo and Switching to Active Cash. Just a quick question does WF when you switch your card go ahead and report to the CB when they do the change? I know when my card number was compromised they changed the account number and reported to the all 3 CBs with the new number. But I know nothing this time will change no new number or anything ... chandler metro all inclusive living 3 important differences between Wells Fargo Autograph vs. Active Cash. 1. Earning rates. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases.When you’re ready to ask for a credit limit increase from Wells Fargo, you can call the bank at 1-800-642-4720. Ask to speak to a representative about increasing your account’s credit line ... walden financial aid numberroad conditions knoxville tngoogle maps huntsville al I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything. provo weather hourly The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. New cardholders can also earn a $200 cash rewards …What I got: 2 Bank of America Cash Rewards credit cards: Visa Signature & regular World MC, not World Elite for some weird reason. 2 US Bank credit cards: a 365 AmEx & Cash+ Visa Signature - I really wanna get their Altitude card next. I had a TD Bank credit card but closed it earlier this yr. 1 Citibank Dbl Cash World Elite MC. albany forecast 10 dayscott mckay bitchutebest items to high alch osrs Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. (If you aren't successful, apply for the Custom Cash sometime after that.)